Job Title
Portfolio Manager
Salary
£65,000–£85,000 + Equity
Company Description
$108M YC-backed AI-native full-stack insurance carrier
Job Description
As the first Portfolio Manager, you will own the performance of an insurance book end-to-end. You will leverage AI-native tools to monitor loss ratios, identify underperforming segments, and lead reinsurance discussions. This is a high-impact opportunity to build the portfolio management function from scratch at a rapidly scaling London startup.
Location
London, UK
Why this role is remarkable
- Direct ownership of the P&L for a high-growth insurance business, moving from zero to one rather than optimizing legacy systems.
- Join a $108M Series B-stage carrier backed by Y Combinator that is fundamentally rewriting how insurance is underwritten and issued.
- Work in an intense, high-conviction environment where proximity drives speed, collaborating directly with the leadership team to shape the company’s financial health.
What You Will Do
- Own portfolio performance by monitoring loss ratios, concentration, and profitability across all product lines to drive sustainable growth.
- Identify underperforming segments and design data-driven interventions across pricing, underwriting guidelines, and distribution channels.
- Lead reinsurance discussions and capital efficiency initiatives while building the dashboards that define how the business views its portfolio health.
The ideal candidate
- 2-5 years of experience in portfolio management, pricing, or underwriting at a traditional carrier or high-growth insurance environment.
- Strong technical capability in interrogating loss triangles and rate adequacy, combined with a commercial mindset to balance growth and profitability.
- High proficiency in data tools (SQL/Python) and a commitment to working in-office six days per week in a fast-paced startup setting.
#J-18808-Ljbffr